Archive - July 2020

How To Make Passive Income 2020

How To Make Passive Income 2020

Passive income is the opposite of active income, which is money earned when you perform a service or when you work full- or part-time and earn a salary, a per-hour paycheck, or earn commissions (like a salesperson) or tips (like a bartender.) While there are dozens of ways to earn passive income, from building a mobile phone app to owning a vending machine, let’s stick to the passive income models at the top of the list of the best money-making opportunities.

1. Sell items on eBay

There’s money to be earned by selling items you buy at a lower price, and selling them for a higher price on sites like eBay (EBAY) – Get Report and Amazon (AMZN)

2. Sell stock photos

There’s a big demand for stock photos online (individuals, organizations, and businesses use them when they create content online.) If you’re a photographer with a backlog of great photos, sent them to stock photo sites like DepositPhotos, who’ll pay a commission for any photos sold.

3. Create a mobile app

Maybe you have a great idea for a mobile app that brings up the best French recipes or the best golf putting tips at the tip of a finger. Hire an app programmer to put it together and sell it on an app store and trigger some passive income.

4. Design your own T-shirts

People love T-shirts, and they like making a statement wearing them. Take full advantage with a tee design-service that caters to a unique demographic, like pet owners, beer drinkers, or home gardeners. You can earn royalties on good tee designs using online sites like Amazon Merch.

5. Rent out ad space on your vehicle

An emerging market these days, companies will pay you to advertise their products and services on your car, van or truck. Connect with a local or national company on a specialty web site like Wrapify and get your logo on your vehicle.

6. Earn cash-back rewards

Make money using your credit card via cash-back rewards, which actually pays you to use your plastic when making purchases. For example, the Chase Sapphire Preferred Card pays you 50,000 points – worth $500, for spending $4,000 in 90 days using the card.

7. Pay down your debts

Money you’re not paying credit card companies and lenders is money you stash right into your savings account. By not paying interest to lenders and using the money to have others paying interest to you, you’re engaging in perhaps the purest form of passive income – and enriching yourself in the process.

9 Proven Strategies On How To Make Money

9 Proven Strategies On How To Make Money

Any opportunity that promises you’ll make money fast overnight, run the other direction. The only time we’ve ever come across cash that quick is finding a $5 dollar on the street. We aren’t offering get rich quick scams. However, if you’re looking for legitimate ways to make some extra money, we got you covered. We’ve got some money making ideas for everyone.

1. Make money with online surveys

se a survey site like Survey Junkie. You can share your opinion to help brands deliver better products and services. If you have some spare time during your lunch break or commercials it’s a great way to make money fast. Sign up for Survey Junkie and make some fast money online.

2. Get free gift cards with Swagbucks

When you join Swagbucks you can get cashback when you buy online from more than 1,500 retailers including places you probably already shop like Amazon, Target, and Starbucks. You can redeem your points for gift cards or get cash back through PayPal.

3. Cashback for Your Purchases

Ibotta is an app that lets you earn cashback on purchases you make at select stores. They’ve paid back over $500 million to smart shoppers like you. How much can you save?

4. InstaGC

InstaGC lets you receive digital gift cards for doing things online like completing surveys, watching videos and searching the web. Choose from over 350 digitally-delivered gift cards.

5. Turn Your Skillsets into Services

Fiverr is an online marketplace where freelancers can earn money for their services. You can sign up for free, set up your Gig, and offer your work to a global audience.

6. Babysit

Forget checking Craigslist for part-time gigs. Parents post jobs on Sittercity for everything from a full-time nanny to the occasional part-time, date night sitter.

7. Bank signup offers.

There is so much competition between banks that some offer cash bonuses when you open a new account as a way to attract new customers – and for you to save money. There are usually some stipulations; you use direct deposit or pay a certain number of bills online, the account must be open for a minimum length of time or keep a minimum balance.

8. Online real estate investing

Simply put, Fundrise gets you access to million-dollar real estate deals with a contribution as small as $500! They get the deals and automatically invest your money based on some simple questions you answer when you first signup. Passive income at its finest.

9. Buy rental properties online

You don’t know how to tell a good property from a bad one, you don’t know how to fix a sink, you don’t know how to screen tenants. With Roofstock, you don’t have to. They are a turnkey real estate company. You just choose a house from their portfolio, and the rest is done for you.

Internet Money Ideas 2020

Internet Money Ideas 2020

The truth is there are real ways to make money online – millions of people are doing it each day. From freelance digital nomads to savvy marketers to rising entrepreneurs, there are plenty of business ideas you can try at home using your laptop and a solid internet connection. So let’s break down how to make money online… the real way.

1. Review Websites, Apps, and Software

If you’re passionate about user experience, User Testing pays reviewers $10 to give other entrepreneurs feedback on their websites and apps. That’s one fast way to make money online. Your video is only 20 minutes in length so if you do 3 videos per hour you’ll make $30. It can be pretty competitive so you have to act fast when a new website or app is added to be reviewed.

2. Get a Part-Time Job

They can be really successful over the long-term too. But if you’re struggling to make money fast enough, you might need to apply to a part-time job in your field. You can browse part-time jobs on job bank websites like Indeed, Monster or a job website for your industry.

3. Sell Your Designs Online

You can go the print on demand route and sell your designs on your own custom products. Or you can pitch your designs on a crowdsource platform like 99 Designs. You can create your own graphics, templates and more and sell them on marketplaces like Graphic River or Creative Market. Or you can pick up some clients and work as a freelance graphic artist.

4. Sell Domains

You can sell your domains on Go Daddy’s Domain Auction. Look through the domains with the highest bids to see what type of domains sell well. It’ll help you know whether or not the domains you have are worth selling and how much money you can make selling them.

5. Sell Your Clothes Online

Whether you sell your clothes, handbags, or shoes there are quite a few websites that allow you to sell your used fashion items. Poshmark, Refashioner, TheRealReal, ThredUp and Tradesy are a few of the online sites where you can sell your used apparel.

6. Sell Your Photography

If you’re looking for more photography clients, you can use a site like Scoopshot. However, if you’re looking to monetize your phone photography you can use Foap. Learn more product photography tips to help you start making money with photography.

7. Become a Twitch Streamer

Twitch streaming is becoming increasingly popular. While it started out as a gaming platform, it’s quickly evolving to include other types of content. To make money fast on Twitch, you’ll need to grow your following. If you’re unemployed, spending your entire day streaming on Twitch can help you build a sizeable audience fast.

Best Jobs From Home Ideas 2020

Best Jobs From Home Ideas 2020

Working from home reduces stress, cuts commuting costs, and saves time. In 2020, more people than ever before have opted for legitimate work from home jobs instead of going to the office every day. Remote workers are often more productive and take fewer sick days. They report being generally happier too. Scroll down to discover the best jobs you can do from home in 2020.

1. Writer Or Editor

There are tons of offers for English Copywriters and Editors on freelancing platforms. If you know another language, that’s just an additional plus for you as your market reach extends. Writers usually get guidelines and a topic. The average hourly rate for both is around $24 and can go up or down depending on your experience.

2. Proofreader

This is another role that people usually do part-time and doesn’t require any special tools. As long as you have a laptop, internet connection, and Microsoft Word, you are good to go. Even if you invest in these, you can expect to earn much more in no time. Proofreaders make an average hourly rate between $30-35. More importantly, there are tons of gigs for proofreaders, and the field is projected to grow by 8% in 2020.

3. Customer Care Agent

This position will allow you to test different fields such as tech support, network support, casino support, and so on. You can choose an area that interests you and something you have experience with. Plus, employers usually provide training for their customer care agents as you will have to get familiar with the way they work.

4. Remote Social Media Manager

Among all work from home jobs, this particular position has been growing the fastest. The importance of brand awareness has never been stronger, and so all companies want engaging social media profiles. This position is straightforward. You create Facebook updates, post on Twitter, schedule pins on Pinterest, and upload photos on Instagram. Some brands use them all, some focus on one or two platforms instead.

5. Translator

The position is open to freelancers, contractors, and even full-time workers. Platforms like Translator.com can give you access to a vast number of gigs. Alternatively, you can apply directly to translation companies and work for them. The average salary per year for the job is about $47,000 whereas freelancers usually get about $25 an hour.

6. Web Developer

Any IT-related position is in high demand these days. Companies care about finding the right talent, regardless of their location in the world. So, you can profit from this as the IT market has been on the rise for the past several years.

7. Remote Graphic Designer

To become a graphic designer, you must know the basic industry demands as well as how to use designer tools. For example, Adobe Photoshop is a widely used program by designers worldwide. So, you definitely need some type of qualification, while experience in the field is always desired but not mandatory.

8. Airbnb Host

This pick among the top jobs that allow you to work from home doesn’t require too much effort. Airbnb and other similar platforms give their hosts the freedom to accept and reject bookings as they please. They also let hosts set their own prices, so you will always get paid as much as you believe your place is worth.

Online Jobs For College Students 2020

Online Jobs For College Students 2020

Are you looking for the best online jobs for college students at home? You’re welcome! More and more people are shifting towards online jobs due to their flexibility of working from home and no requirement for any college degree. Each job opportunity mentioned in this article has its own earning potential and mostly it depends upon you that how much efforts you put in and how you seriously you commit yourself towards a particular job.

1. Online surveys

Online surveys are the first thing that you come across when you enter the world of making money online, or in other words paid surveys are entry barriers to the world of internet marketing. Honestly speaking i was very much unlucky in that regard because i live in a region which is not supported by some of the best survey sites like Swagbucks, Survey Junkie and Vindale Research, so i had to rely on PTC sites which was a total waste of time.

2. Content writing jobs

Freelance writing is the one of the best online job for teenagers who really want to make money but don’t have money to invest. The best way to start your freelance writing career is to first chose your writing niche, then start a free blog and write some quality articles to make a small portfolio and lastly start approaching companies/websites in your niche to offer them your services.

3. Graphics designing jobs

Almost every company needs eye catching graphics to attract and retain buyers so they are always in need of skilled graphics designers. Here are some Job boards you can join to start applying for graphics design jobs, Flexoffers, Design Jobs board and Authentic jobs. And here are some freelance sites you can join, Upwork, Fiverr, 99Designs and PeoplePerHour.

4. Transciption jobs

Transcription is also a great addition to online jobs for college students. If you are a native English speaker and you can easily convert an audio or video into written form, you can really make money doing so. There are a lot of transcription websites that you can join for transcription jobs, for example, Rev, Transribeme, Scribie and etc.

5. Website testing jobs

Big brands and companies are very much concerned about their websites since a major portion of their business runs through them. Usertesting is one such website that takes orders from websites’ owners and hire testers for testing purpose. Normally a test lasts for about 20 minutes and for each test you are paid $10.

6. Web development jobs

Web development is one of the highly paid freelance professions in the market with a vast scope. After gaining a strong grip on your services, join freelance websites like Upwork, Freelancer.com and Fiverr, join job boards to look for latest web development job postings and start reaching out to different companies and local businesses in your area who don’t have a website for their business.

7. Virtual Assistant jobs

A virtual assistant is a person who handles different kind of tasks for clients while working remotely from the comfort of his living room. Some of the best freelance websites to find virtual assistance gigs are Upwork, Peopleperhour, Craiglist and Fiverr etc.

Part Time Income Ideas 2020

According to CNBC, millions of jobs might be lost due to the coronavirus crisis. It’s no surprise that more and more people are looking for ways to make extra money even with a full-time job. Whether you are trying to pay off your loan faster or you just want to earn some side income to help pay your bills, here are 7 ways to help you put some extra cash in your pocket.

1. Sell Services Online

For example, if you know how to design websites, you can offer web design services to small businesses. Or if you speak a second language, you can give language lessons. If you are struggling to come up with ideas, it helps to take a look at the following: Books you usually read, Activities you do in your free time, Subjects you’ve studied in college or Websites you frequently visit.

2. Launch An Online Course

If you have knowledge or expertise that you can share with people to help them, you can consider creating an eBook or launching an online course. Here are the 3 biggest profitable niches for information products: Health & Fitness, Love & Relationship, Business & Money

3. E-commerce

With e-commerce sales expected to continue its double-digit growth, there are still a lot of money-making opportunities in this space. Today, it’s very easy to set up an online store. You can either do it on high traffic platforms such as Amazon, eBay and Etsy or you can start your own online store.

4. Ride the Sharing Economy Wave

With the sharing economy on the rise, it is very easy to earn a few hundred to thousands of dollars a month by driving with Uber or renting out your spare room on AirBnB. You can also rent out your car on Turo, your camera equipment on Kitsplit, your bike on Spinlister and your sailboat on Sailo.

5. Invest in Dividend Stocks

Investment guru Warren Buffer made billions of dollars in the stock market. If you know how to invest the right way, you can put your money in the stock market and let it work for you even when you are asleep. In fact, Jeremy at GoCurryCracker successfully built an investment portfolio which gives them enough passive dividend income every year to retire early.

6. Invest In Real Estate

Investing in real estate to earn rental income is a tried and tested strategy for many. In fact, Robert Kiyosaki of Rich Dad Poor Dad famously used this strategy to generate enough passive rental income to be financially free.

7. Build A Niche Website

When you build a niche website, you are basically creating a website around a specific topic. Here are some niche sites that people have built and have been making at least a couple of thousand dollars in passive income every month: Dog training website, Gardening website, Boat buying website, RV buying website or toys review website.

How To Earn Money With Fiverr 2020

How To Earn Money With Fiverr 2020

Finding a part-time job can be tough at the best of times – not least when you’re looking for one that’s flexible enough to fit around your studies and other commitments. But that’s where Fiverr comes in. Fiverr is an online marketplace where freelancers can advertise their services. While you can use the site to find gigs that help with student life, it’s also a great way to make money.

1. Freelance web research

Web researching is one particular time-saving gig that can see you getting paid for your patience. If you’re happy to also do other digital admin tasks like data entry alongside web research, it’s worth advertising your gig as a ‘virtual assistant’ role – this is a common way to make money on Fiverr.

2. Design eBook covers

Being able to spot and capitalise on trends is a very useful skill when it comes to making money as a freelancer. For instance, self-publishing has exploded in the last decade, with thousands of authors plumping for eBook formats to make money from their writing.

3. Sell your social media skills

If you’re a natural at building online followings and creating viral posts on social media, your skills could be incredibly useful to businesses – it could be the perfect way for you to make money on Fiverr. You could also do picture sourcing/editing tasks, or even offer to start up social media profiles from scratch.

4. Proofread student essays

Particularly around dissertation deadlines when students are under heaps of pressure to get their essays finished, having other people proofread their work can be a godsend.You could offer proofing and editing services, bibliography and citation checking, or presentation and layout packages.

5. User testing

If getting insider access to future trends appeals to you, user testing is definitely worth a look. When doing freelance user testing, you could be required to give feedback on everything from websites, games and apps to customer services and complaints.

6. Teach your hobbies

Whether you’ve taught yourself fluent Spanish or your parents made you do piano lessons every Saturday for five years, there’s someone out there who’ll pay to learn from you. If you’re interested in teaching on a freelance basis, think about what you’re interested in and knowledgable about – your niche could be anything.

Work At Home Ideas 2020

Work At Home Ideas 2020

Looking to start a home business? Even if you live in a condo, apartment or smaller house, these business ideas could potentially work for you to start from home.

1. Home internet optimization consultant

Many places in the United States are requiring the internet customers to plug in the wires at their home when they receive the internet box. However, most people don’t set it up properly so they have the best range throughout the house, or their house might be so big that it needs more connection points.

2. Online Tarot Card Reading Business

Online tarot reading can be a really fun business to start from home if you’re interested in Tarots. It is a different approach than bringing someone into a place to do the reading, as you would do the readings online over a video call.

3. YouTube Video Editing Company

More and more people are wanting to start and run YouTube channels as a way to express themselves, but also as a career aspiration. If you have experience editing videos or want to learn and turn that skill into a business, this would be a great niche to choose.

4. Bespoke Knitted Clothing Company

Have a passion for knitting clothes but want to make some money too? Well you could easily start a knitting business. By setting up a website where people could upload the custom designs they want made, you could take custom orders to make for clients.

5. Planner Insert Designer

Planner inserts are growing in popularity among influencers and related brands, as it’s a great way to add value to the customer or potential customer, without spending a lot of money. This company would design these planner inserts according to that person’s personal brand and sell them.

6. Mail Prank Company

Mail pranks have been blowing up over the past few years. They are a hilarious way to prank a friend or foe in an unexpected fashion. By setting up a simple website where people can enter the address for where the prank will be delivered and the type of prank (could range from a glitter bomb to a funny message).

7. Beard Oil Company

Beards are still in style, and it doesn’t look they will be going out of style any time soon. One product that most men with beards have is beard oil. It makes the beard look nice and it can help style it so it looks cleaner.

7 Unique Home-Based Business Ideas 2020

7 Unique Home-Based Business Ideas 2020

Looking to start a home business? Even if you live in a condo, apartment or smaller house, these business ideas could potentially work for you to start from home.

1. Virtual Reality (VR) Programming Service

Although VR has gotten off to a rougher start than initial futurists predicted, it is still a growing industry with significant potential for new businesses to enter. If you have a strong interest in learning how to program in VR or have some experience already, this could be a great business to start from your home.

2. Personal Brand Consultant

Are you an influencer looking to expand your business beyond your social media channels? This home-based business idea would allow you to potentially create a more stable income and consult others about building a personal brand just like you did. You could do this all virtually as well so you don’t need to worry about the liability of having clients coming to your home.

3. Funeral Event Planner

An event planner is a common idea among the lists about home based business ideas, so I wanted to take a spin on the idea. This company’s niche would be in funerals. Although it is not the most exciting and happy industry like party event planning, this solves a major problem of allowing the grieving people to have their space.

4. Remote Employee Consultant

This consulting service would help other companies’ setup and manage their remote employees. Many employees now are demanding that they want to work from the comfort of their own home. However, some managers and executives are reluctant to give their employees computers to work from home, and often wonder if much work gets done.

5. Professional Organizer

The professional organizer would consult with others on how they can minimize the amount of clutter they have, systems for organizing and teach their kids to organize, and worksheets to keep them on track for a few months so it becomes a habit.

6. Cold Calling Company

Are you outgoing and enjoy doing sales over the phone or in person? If so, this could be a wildly profitable home-based company. The cold calling company would work with other businesses and make cold calls to potential clients on their behalf. For every call or for every client that signs up with that business, you would get a commission.

7. Kickstarter Launch Management Company

Kickstarter is a great platform for new and established companies to launch their ideas to the world and see if they can get funding to build their dreams. It has taken off in the past 5 to 8 years as a great platform to raise money for a new product business.

5 Simple Ways To Pay Off Your Mortgage Early

5 Simple Ways To Pay Off Your Mortgage Early

By paying off your mortgage early, you won’t just increase your available funds each month—you’ll also reduce the amount of interest you pay over the life of the loan. That’s more money you’ll have later down the line to put toward those big dreams.

1. Cut Your Expenses

When it comes to finding extra money to put toward your mortgage, expenses are a smart place to start. By reducing your expenses, you just might find some wiggle room in your monthly budget that can go toward paying down your mortgage faster.

2. Make Scheduled Extra Payments

First, you’ll want to figure out how many extra payments you want to make each year—whether it’s an extra payment each quarter or one extra payment a year, there’s no wrong answer. Once you figure out the total dollar amount you want to spend annually on extra payments, you can set up an automatic savings plan at your bank to sweep some cash each month into a special savings account.

3. Convert to Biweekly Payments

First, you’ll want to explore if biweekly payments are available with your current lender. As a note, you should never have to pay a fee to set up a biweekly payment option. If your lender charges one, you’re better off making an additional principal payment each month along with your regular monthly payment.

4. Refinance Into a 15-Year Mortgage

Many borrowers initially opt for the lower monthly payments that come with a 30-year fixed-rate mortgage in order to free up more cash flow. As incomes and lifestyles change, however, you may find that you’re able to put more toward your mortgage each month. While making the leap from a 30-year to a 15-year mortgage does involve a substantial payment increase, you’ll also pay off your mortgage in roughly half the time.

5. No closing costs

You may come across lenders that offer “no closing costs” refinancing options. While those look appealing on the surface, there’s simply no such thing as a free loan. Compare interest rates and other fees, and you’ll find where the lender makes its money.